Get Funded in 24 Hours
No FICO, no appraisal, no tax returns required in Texas. 90% purchase + 100% rehab. Cash-out, bridge, construction & fix-and-flip lines. Loans $50K–$3M. Speed is our specialty.
Tell Us About Your Deal
Loan Programs
Financing Built for Investors
Fix & Flip
Texas: No FICO, no appraisal, no tax returns. 90% purchase + 100% rehab up to 70% LTV. Cash deals, auctions, foreclosures, short sales, and bail-outs. Close in 24–72 hours.
Bridge Loans
Time-sensitive deals move fast — so do we. Bridge financing for auctions, foreclosure bail-outs, short sales, and any deal where speed and capital are everything.
Cash-Out Refinance
24-hour cash-out or standard refinance up to 80% LTV. No seasoning requirements. Leverage your equity and move on your next deal immediately.
Ground-Up Construction
Up to 90% LTC and 65% LTV — includes land. 100% of construction cost covered. Interest only 9.99%–13.99%, 12–24 month terms to match your build schedule. Close in 24–72 hours with a full package.
Nationwide 600 FICO
600 FICO score required. Close in 24 hours with a full package. Up to 100% purchase and 100% rehab, capped at 75% LTV. Available in all 50 states.
Fix & Flip Line of Credit
100% financing — no money out of pocket. 650 FICO score required. Real estate line of credit for serial investors who need capital ready when deals appear. Close in 7–10 days.
DSCR Loan Program
No tax returns. No income docs. Qualify based on the property's rental income. Up to 80% LTV on purchase, 75% LTV on cash-out refi. Minimum 640 FICO. Rates from 5.75%.
Speed Is Our Specialty
Cash deals, auctions, foreclosures, short sales — we move when you need it
Simple Process
How It Works
Submit Your Application
Complete our simple online application in minutes. No appraisal, no tax returns, no lengthy paperwork required.
Get Pre-Qualified Fast
Our team reviews your deal and responds quickly — often within hours. We focus on the asset, not your credit score.
Receive Your Term Sheet
We issue a clear term sheet outlining your loan amount, rate, and terms. No surprises, no hidden fees.
Close & Get Funded
With a complete package, we close in as little as 24 hours. Capital in hand to move on your deal — auctions, foreclosures, short sales, or any time-sensitive opportunity.
Our Advantage
Why Investors Choose 24 Hour Hard Money
Speed Is Our Specialty
Close in as little as 24 hours with a full package. Cash deals, auctions, foreclosure bail-outs, short sales — we move when every hour counts.
No FICO, No Appraisal, No Tax Returns
Texas investors qualify with no credit score, no appraisal, and no tax returns. We lend on the deal — 90% purchase, 100% rehab, up to 70% LTV.
Up to 100% Financing Available
Fix & flip line of credit with no money out of pocket for borrowers with 650+ FICO. Nationwide 600 FICO program also available up to 75% LTV.
Loans $50K to $3 Million
From small single-family flips to large ground-up construction projects — we have the capital and the speed to fund your vision.
Ready to Fund Your Next Deal?
Apply online or call us 24/7. We're ready to move as fast as you are.
Available 24/7 · Texas & Nationwide · Loans $50K–$3M